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How it works

Pre-qualify

Discover your shopping credit budget before you start shopping with rates starting at 0% APR

Select

Choose the pieces that you saw on your dreams and add it to your cart. Next, check out with Affirm.

Receive/Pick up your furniture piece

Now you could wait and receive your pieces of furniture at your house or come and pick it up at our stores.
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The fast and proper way to finance

Get an answer immediately on your finance application. See if you are qualified to finance the furniture pieces of your dream only with a few clicks. Finance confirmation and payment reminders are sent via email or text.

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Payments suitable to your needs

Select a payment plan that suit you better. Payment options available are of 3, 6 & 12 months. Flexible financing from Affirm lets you choose the loan that works best for you.

Easy and simple financing

Easy and simple financing

*Subject to credit check and approval.  Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details. Financing not currently available in Iowa or West Virginia.

What is required to pre-qualify?

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm perform a credit check?

Yes, but it will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.

Is my personal information secure with Affirm?

Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.

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